Join Joint-Minds Cooperative Multipurpose Society and unlock access to affordable loans, savings programs, and a community committed to your financial growth.
15+
Years of Service
500+
Active Members
100M+
Loans Disbursed
Building prosperity together since 2009
100%
Member Satisfaction
Joint-Minds Cooperative Multipurpose Society Ltd is a registered cooperative society dedicated to promoting financial inclusion and economic empowerment among our members. Founded on the principles of mutual assistance and collective growth, we have been serving our community with integrity and excellence.
Our mission is to provide accessible financial services, foster a culture of savings, and create opportunities for our members to achieve their financial goals through low-interest loans, dividend payments, and welfare programs.
Fully compliant with cooperative regulations
Your funds are protected and insured
We offer a comprehensive range of services designed to meet your financial needs and help you build a secure future.
Access low-interest loans for personal needs, business expansion, education, and emergencies with flexible repayment terms.
Build your wealth with our various savings schemes designed to help you achieve your short and long-term financial goals.
Invest in share capital and earn annual dividends. Your ownership stake grows as the cooperative prospers.
We care for our members during challenging times with financial assistance for weddings, bereavements, and medical emergencies.
Empowering members with knowledge through workshops, seminars, and resources on financial literacy and wealth building.
Access your account anytime, anywhere with our modern digital platform. Check balances, apply for loans, and track transactions online.
Join a community that puts your financial well-being first.
Access loans at rates significantly lower than commercial banks
Earn returns on your shares based on cooperative performance
Be part of a supportive network of like-minded individuals
Your funds are safe with transparent management and oversight
Have questions about membership or our services? We're here to help. Reach out to us through any of the following channels.
Suite 38 LSDPC Complex,
Opp WDC, Pen Cinema,
Agege, Lagos
Visit our office during working hours with a valid ID and proof of employment to begin your membership registration.
Existing Member? Sign In